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5 Things to Do After Your Mortgage Closes

After sitting down at the mortgage closing table to sign all the paperwork, you get the keys and can breathe a sigh of relief. But before you tuck all those mortgage papers away for good, there are at least 5 things you still need to do after closing to make sure everything is on track. 1. Figure Out the Start Date of the First Payment Your lender or title company should have let you know this important fact before or at closing, but with so many papers and numbers being thrown at you, it might get missed. Your escrow account often requires enough money from you at closing to cover ...

March 13th, 2019 | First-time Homebuyers, Purchasing a Home, Refinancing a Home, 5 Things to Do After Your Mortgage Closes

Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

When you are in the market for a mortgage, one of the many decisions you’ll have to make is whether to apply for a fixed-rate loan or an adjustable rate mortgage (ARM). Both can be beneficial, depending on your situation. Learning the difference between them can ensure you get the right product for your financial goals. Fixed-Rate Mortgages Fixed-rate mortgages (FRMs) are just as their name suggests - loan with a fixed interest rate, a rate that never changes over the course of the mortgage. The obvious benefit of this type of loan is that your monthly payment, as well as your inte...

August 15th, 2018 | Purchasing a Home, Fixed Rate Mortgages, Adjustable Rate Mortgages, Refinancing a Home, Are Fixed Rate Mortgages or Adjustable Rate Mortgages better for me?

Stockton Main Office

Majestic Mortgage Services, Inc.
3520 Brookside Rd,
Stockton, California 95219
Phone: 209-473-3947
Fax: 209-473-2298
NMLS: 1154031 CA BRE (License #01944454)

San Diego Branch Office

Majestic Mortgage Services, Inc.
2828 University Ave., Suite 102
San Diego, CA 92104
Phone: 619-352-4410
Fax: 619-352-4401
NMLS: 1407609 CA BRE (License #01944454)

Elk Grove Branch Office

Majestic Mortgage Services, Inc.
2230 Longport Ct., Suite 110
Elk Grove, CA 95758
Phone: 916-236-4600
Fax: 916-236-4601
NMLS: 1154035 CA BRE (License #01944454)